The Financial Services Authority (OJK) continues to drive the strengthening of the banking industry, including the Rural Bank (BPR) sector, through OJK Regulation Number 7 of 2024 on Rural Banks and Sharia Rural Banks, Article 130 Paragraph (1): "A BPR or Sharia BPR under the same controlling shareholder (PSP) ownership and/or control within one main island or archipelago region as referred to in Article 100 Paragraph (3) is required to carry out consolidation through a Merger or Amalgamation scheme." OJK considers that the merger process also aims to strengthen the resilience and competitiveness of BPR/BPRS institutions.

In line with this, PT BPR Artha Mertoyudan and PT BPR Artha Mlatiindah have undertaken a series of merger processes. On March 13, 2026, official approval was granted by the Financial Services Authority through the Decree of the Member of the Board of Commissioners of the Financial Services Authority Number KEP-25/D.03/2026 on the Granting of Merger Approval of PT Bank Perekonomian Rakyat Artha Mlatiindah into PT Bank Perekonomian Rakyat Artha Mertoyudan. The merger was also recorded in the Legal Entity Administration System of the Ministry of Law of the Republic of Indonesia in accordance with the Notification of Company Merger Acceptance Letter Number AHU-AH.01.09-0162404 dated March 26, 2026.

On April 1, 2026, the entire board of directors and shareholders of PT BPR Artha Mertoyudan attended an invitation at the OJK Semarang Office to receive guidance and to sign the commitment statement for the post-merger PT BPR Artha Mertoyudan. Through the combined strengths of each participating BPR, the capabilities of PT BPR Artha Mertoyudan as the surviving entity will be significantly enhanced. This merger will also strengthen the institution's capital base, expand its branch network, and improve the operational efficiency and effectiveness of BPRs operating under the same ownership group as PT BPR Artha Mertoyudan.